A Proactive Checklist For Aging Adults

As we get older, we are burdened with new and different responsibilities. These change as we move through the stages of life, and are not always fun to think about. Unfortunately though, some things simply must be considered at some point or another, and I’ve always preferred to get things done sooner rather than later.

When it comes to planning for your old age, there are a lot of different things to consider. You’ll need to make sure you’ve covered all of your bases to make sure that you’re taken care of in your old age, while also making sure that your family is taken care of.

Here is a handy checklist of important items to consider when planning for your old age:

  • Make sure you have an updated Will
  • Make sure you have designated a Power of Attorney
  • Figure out which of your health needs is covered by Medicare and what is not
  • Know what options are available to you with your budget when it comes to senior care
  • Discuss your preferences with your family about living and long term health care

Update Your Will:

If you haven’t updated your will recently, take some time to talk with your attorney and make sure that things are as they should be. This can feel like a depressing or fatalistic task, but unfortunately we don’t know when our time will come, and it’s important to make sure that your ducks are in a row before it happens. An updated will ensures that your estate is passed along to those you care about most.

Designate Power of Attorney:

Chances are you’ve already designated a Power of Attorney in your family that can speak for you if you are incapable. Generally this is a spouse or one of your children or even your closest friend that you trust. Make sure you have a serious conversation with this person about your wishes for all types of situations. These can be difficult topics to think about, but having a plan ahead of time will make sure your intentions and desires are known and will be acted upon in the event of an emergency or difficult situation.

Know Your Options for Care:

There are many different ways that one can receive senior care. Many people choose to live in an assisted living facility or nursing home, though this idea is completely unacceptable for others. More and more people these days are choosing to opt for in-home senior care services, like those of Seniors Helping Seniors Boca Raton, and retain their independence by staying comfortably in their own homes. In-home care has revolutionized the way many seniors live their lives, and in many ways is far more cost effective than an assisted living facility. There are also specialized assisted living communities, where seniors can retain a good deal of independence but have nurses and other staff close by and able to help whenever they are needed.

The items on this checklist are not exhaustive by any means, and there are a lot of preparations that need to be made when it comes to planning for old age. Being proactive about taking care of these tasks can save a lot of emotional and physical stress later on down the road. It’s always better to have a plan than to try to figure things out when the time comes, and in many cases if you haven’t made a plan for your care, then your family will have to try to figure it out at a point when you may not be well enough to contribute. That can result in you getting care that isn’t what you want, and your family having to do a lot of guesswork in making sure things are as you wanted.

Take the time today to figure out what all you need to take care of in terms of planning for your old age.